Words to be said at times of adversity

A: Our advice to you is to say at times of adversity: "Inna lillahi wa inna ilayhi raji`un. Allahumma 'ajurni fi musibati wa-khluf li khayran minha [Verily, to Allah we belong, and unto Him is our return. O Allah, reward me for my calamity and compensate me with something better than it]." We also advise you to refer to the book of Al-Adhkar by Imam Al-Nawawy (may Allah be merciful to him) and Tuhfat Al-Akhyar fi Al-Ad`iyah wa Al-Adhkar by `Abdul-`Aziz ibn `Abdullah ibn Baz May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.