Taking usurious interests from the bank on deposited money in the form of money or privileges

A: The answer for both questions is that it is impermissible to take Riba-based (usurious) interest on the money that is deposited in banks, whether it is in monetary form or in the form of other services like maintenance work, such as those provided to depositors. It is only permissible to deposit money in the bank out of necessity; without taking interest. May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.