Should I pay Zakah on the amount of gold I possess only for personal use but not for trade?

Q 1: I own a certain amount of gold only for personal use, not for trade. Should I pay Zakah (obligatory charity) for them? If so, please take into consideration that I am in a dire need of it as I am so poor that I cannot pay Zakah and thus default on Zakah one year after the passage of Hawl (one lunar year calculated from the time a property reaches the minimum amount upon which Zakah is due). What should I do, Your Eminence Shaykh? Can the Zakah be waived? A: Zakah is due on the amount of gold once it reaches the Nisab (the minimum amount on which Zakah is due) whether you are in need of it or not. (Part No. 8; Page No. 209

A: Zakah is due on the amount of gold once it reaches the Nisab (the minimum amount on which Zakah is due) whether you are in need of it or not. (Part No. 8; Page No. 209) May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.