Damages received from an insurance company in return for damage in the store

(Part No. 15; Page No. 260) A: This is one of the prohibited types of commercial insurance, as it involves Riba (usury), uncertainty, and devouring people's money falsely. The Muslim whose store was burnt down may only accept from the company an amount that is equal to what he paid them and he must give the rest of the money in charity to the poor or spend it in any other righteous way after removing himself from the insurance company. May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.